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Senior Credit Analyst - Wholesale Credit

ENGIE North America Inc.
life insurance, paid time off, 401(k)
United States, Texas, Houston
Jan 16, 2025

What You Can Expect

As a Senior Credit Analyst - Wholesale in Houston, you will report to Senior Credit Advisor and preform credit analysis, collateral management, Know Your Customer (KYC) and other credit related functions.




  • Analyze and interpret financial statements, rating agencies' ratings and scores for the purpose of establishing, maintaining, or denying credit
  • Perform know your customer evaluations on various structured entities
  • Act as an interface to various commercial and sales teams to provide credit risk guidance and service via constant interacting on a day to day basis
  • Continually review and monitor counterparties creditworthiness and implement necessary collateral enhancements to mitigate credit risks
  • Manage credit support (guaranties, letters of credit, or cash deposits) with counterparties
  • Research credit events and industry news and events
  • Assist with communication of credit department policies, guidelines, training, etc. to ENGIE personnel
  • Demonstrate strong attention to detail and accuracy
  • Demonstrate ability to work well with others inside and outside of ENGIE Energy Marketing, North America
  • Carry out other duties as assigned
  • Act as a team member with all employees of ENGIE ENERGY Marketing staff
  • Comply with all ENGIE Energy Marketing policies and procedures
  • Act in compliance with ENGIE Credit Policies and Credit



What You'll Bring



  • Bachelor's Degree in which you completed courses in accounting, finance or related field
  • A minimum 5 years of Wholesale Credit Risk Management experience
  • Able to multi-task and prioritize various commercial requests
  • Excellent knowledge of Excel and other MS Office suite products
  • Strict attention to detail with strong analytical and problem-solving skills
  • Ability to meet highest attendance requirements
  • Excellent verbal and written communication skills
  • Excellent knowledge of Excel and other MS Office suite products



Additional Details



  • This role is eligible for our hybrid work policy; two to three days a week in the office
  • Must be willing and able to comply with all ENGIE ethics and safety policies



Compensation

Salary Range: $74,900 - $114,770 USD annually

This represents the average expected pay range for a qualified candidate.

Actual offered salary may depend on geography, experience, industry knowledge, education, internal pay alignment, or other bona fide factors.

ENGIE complies with all federal, state, and local minimum wage laws. Actual salary offered may vary depending on geography, experience, education, internal pay alignment, or other bona fide factors.

In addition to base pay, this position is eligible for a competitive bonus / incentive plan.

Your Talent Acquisition Partner can share more specific information regarding the benefits or the salary for the position based on the work location

At ENGIE, we take your well-being seriously. Our comprehensive benefits package includes options for medical, dental, vision, life insurance, employer-paid short-term and long-term disability insurance, ESPP, generous paid time off including wellness days, holidays and leave programs. We also help you plan for retirement by offering a 401(k) Retirement Savings Plan with a company match. But that's not all - we're dedicated to the health and happiness of your entire family, offering supplemental benefits for full time employees that enhance emotional and physical well-being through all stages of life from family forming to caregiver benefits. Explore our benefits package to see how we can support you. Learn more.

Why ENGIE?

ENGIE North America isn't just participating in the Zero-Carbon Transition, we're leading it! Join us as we develop energy that is renewable, efficient, and accessible to everyone.

At ENGIE, our goal is to support, promote, and thrive on diversity, equity, and inclusion. We do so for the benefit of our employees, customers, products and services, and community. ENGIE is proud to be an equal opportunity workplace, and we are firmly committed to creating an equitable and inclusive environment for all employees.

We are committed to providing employees with a work environment free of discrimination and harassment. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.

If you need assistance with this application or a reasonable accommodation due to a disability, you may contact us at ENGIENA-ENGIEHR@engie.com. This email address is reserved for individuals with disabilities in need of assistance and is not a means of inquiry regarding positions or application status.

We value internal mobility and will offer sponsorship for this role to internal candidates only.

The safety of our employees is our number one priority. All employees at ENGIE have both a duty and the authority to STOP WORK if unsafe acts are observed.



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