Mortgage Secondary & Capital Markets - Secondary Analyst

At our Bank, we believe common sense is more than just banking. We believe in finding financial solutions that cater specifically to our client's needs. We are looking for talented associates who understand the complexities of life and will offer simple solutions that best fit the needs of our clients.

If this is what you believe in, then you're definitely right for us. And, we might be the right bank for you.

As a Secondary Analyst, you will validate the accuracy of locks, manage margins, monitor the cancellation and expiration of locks, and manage all applicable reports. You will participate in daily, weekly and /or monthly meetings with the Director of Capital Markets regarding any work flow details to include, but not limited to, changes of procedures with the Lock Desk, Underwriting, Post closing, Shipping, etc. You will be responsible for a variety of tasks including addressing any concerns or needed changes to ensure maximum efficiency of committing and delivery of loans to investors or agencies. You will ensure the margin parameters, pricing strategy and overall objectives are being executed as designed and supported in the pricing engine. You will serve as a back-up for other Secondary Marketing team members and functions.

Additionally, you are expected to assist in the reconciliation of cash proceeds from the investors when loans are purchased, including identifying and resolving discrepancies and recovery of funds if required. You will perform special projects and other duties as assigned, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements: To be considered for this position, you must possess the following qualifications.

• High school graduate or equivalent required

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:

• College degree or 2 years of experience in a related Secondary Marketing field is preferred

Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.

• Ability to communicate fluently and effectively in English, both verbally and in written form
• Excellent interpersonal skills and ability to work as a team player
• Ability to interact effectively with all departments
• Experience and knowledge to develop, implement, understand and enforce policies and procedures
• Strong knowledge of product offerings
• Ability to analyze printed and computer-generated documents and data
• Excellent computer skills including spreadsheet and database management and reporting skills
• Ability to prioritize, manage and complete multiple tasks simultaneously in a fast paced environment with tight deadlines
• Excellent analytical skills
• Problem solving skills
• Detail oriented

Work Environment:

• Position takes place in an office environment
• Position will occasionally exceed an eight-hour workday
• May require some flexibility in desk coverage to ensure service for both coasts

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.

Thank you for your application!
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.

The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.