Senior Commercial Lender (222SCL)
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![]() United States, Maryland, Baltimore | |
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Company Summary MECU is a not-for-profit financial institution committed to helping its members and community by offering high-quality financial products and services. MECU's success in empowering our members to improve their financial well-being and live better dates back to 1936. We seek service-oriented professionals that will be champions for our members, treat everyone with respect find ways to assist our members/co-workers and help our community be a better place to live. WE NEVER COMPROMISE THE MEMBER EXPERIENCE - our goal is to provide the absolute best member experience in all interactions and is the number one factor that we use to differentiate ourselves from our competition. Position Summary Solicits and services a variety of commercial loans to include Commercial Real Estate and Commercial Investment Real Estate, Commercial Construction, Commercial Working Capital and Operating Lines of Credit for Small Businesses and larger "middle market" commercial businesses that may include asset based lending. Creates marketing and business development initiatives that are consistent with corporate goals to maintain existing business and generate new revenue streams for Commercial Lending. Works independently when analyzing financial information to determine business member qualifications for lending products and credit-worthiness. Completes Financial Spreads, Underwrites transactions and makes recommendations to Business Loan Committee while adhering to Credit Union's loan policies, guidelines and regulatory requirements. Creates and maintains profitable relationships with professionals, such as accountants and attorneys, in order to maintain an active network of business referrals. Cross-sells business credit union products and services where applicable. Works on collections activity for existing members when delinquencies occur. Work Location This position is located at Corporate Headquarters in Downtown Baltimore. Incumbent will be required to report in office for this role. Upon completion of 90 days incumbent may work hybrid schedule. Education
Experience
Qualifications / Additional Functions
Compensation Salary Range bi-weekly, depending on experience and qualifications
Benefits at MECU Credit Union At MECU, we prioritize the well-being and growth of our employees by offering a comprehensive benefits package that includes but not limited to:
Join MECU and enjoy benefits that truly support you and your family. Physical Demands While performing the duties of this position, the successful candidate is regularly required to sit; use hands and fingers to handle objects, tools, keyboards or controls; talk and hear. The employee is occasionally required to stand, walk, reach with hands and arms and stoop or kneel. Must regularly lift and/or move files and equipment up to 15 pounds and occasionally lift/move up to 25 pound objects. Specific vision characteristics required by this position include close vision, adjust focus, and view a computer screen for extended periods of time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. MECU of Baltimore, Inc. is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. MECU conducts credit, bond and background checks. |