Payments Risk Portfolio Analyst III

Location:

JOB BRIEF (PURPOSE):

The portfolio analyst is a second line of defense position with responsibility for analytics and quality assurance. Oversight includes Analytics and Reporting, adherence to Credit Policy and Guidelines, Portfolio Asset Quality Trends and Deep Dive work to review & challenge LOB strategies.The Risk Analyst III will be responsible for reporting and analytics, taking a lead role in risk escalations and portfolio analysis.

ESSENTIAL JOB FUNCTIONS:

• Serve as strategic input to first line of defense to inform strategy and risk appetite.
• Responsible for various functions of deposit & credit risk management. May be asked to assume a lead role in development of new processes and procedures as appropriate.
• Develop presentations in PowerPoint to synthesize second line of defense analysis and action plans. Independently present risk analyses and findings to senior management and Enterprise Payments partners; coordinate escalation and action plans on findings.
• Develop, maintain & present portfolio and new business monitoring and asset quality reporting to inform Senior Management and Line of Business.
• Develop & maintain product specific datasets for use by Payments Credit Risk teammates, including independent development of process maps and procedures.
• Design, document & execute risk management as determined in collaboration with team members and 1st LOD stake holders.
• Design and implement training and mentoring for junior analysts or new members of the team.
• Independently develop and deliver training programs for 1st LOD and other stakeholders on payments product risk.
• Independently represent Payments & Deposit Credit Risk Team in various meetings with 1st and 2nd line of defense partners.

REQUIRED QUALIFICATIONS:

• 5+ years of experience in financial services or other applicable experience required.
• Bachelor's Degree in Business, Finance, Mathematics or related field
• Must possess superior analytical skills and problem solving multi-dimensional problems for credit, underwiring or portfolio underwriting.
• Must have excellent interpersonal, communication and relationship building skills.
• Must be proficient in PowerPoint, Word, and Excel including the ability to create and use pivot tables and prepare charts and graphs.
• Professional demeanor to interact with senior product managers and working groups.

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $68,000 to $103,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance.

Please click here for a list of benefits for which this position is eligible.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.