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Portfolio Manager/Commercial Underwriter - Houston or San Antonio, TX

BankTalent HQ
Competitive
vision insurance, parental leave, paid time off, tuition reimbursement, 401(k), profit sharing
United States, Texas, Houston
Aug 03, 2025
Amegy Bank is seeking a Portfolio Manager to join the International Banking team in Houston or San Antonio, TX. International Banking is a full-service lending group specializing in financing solutions for exporters, importers, U.S. subsidiaries of foreign companies, and international corporates.

The ideal candidate will possess the skills and experience necessary to:

  • Manage all phases of the credit approval process.
  • Prepare comprehensive credit memos analyzing financial statements, market risks, guarantor strength, and loan structure to assess creditworthiness, while ensuring compliance with internal credit policies and regulatory requirements.
  • Oversee an assigned portfolio, including monitoring for delinquencies, matured loans, collateral, financial statements, borrowing base and covenant compliance, risk grading, and monthly reporting.
  • Collaborate effectively with clients, peers, credit officers, and senior management.
  • Stay informed on financial and market trends affecting the portfolio and assess their impact.
  • Identify early warning signs and proactively manage deteriorating credits or emerging risks.
  • Perform additional duties as assigned.


Qualifications:

Bach elor's degree in Finance, Accounting, Business, or a related field. Minimum of two years of experience in commercial loan underwriting, credit analysis, or a related area. Equivalent combinations of education and experience may be considered.

  • Strong knowledge of commercial lending, credit analysis, financial statement interpretation, risk assessment, credit monitoring, and loan documentation.
  • Formal credit training is preferred.
  • Familiarity with banking products, services, policies, procedures, and regulatory frameworks.
  • Proficiency in underwriting, financial modeling, valuation, and policy compliance.
  • Excellent communication skills-both written and verbal.
  • Strong organizational, analytical, and problem-solving abilities.
  • Ability to manage deadlines and prioritize effectively.
  • Proficiency in Microsoft Office applications, including Word and Excel.
  • Fluency in Spanish is preferred.


Benefits:

At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.
  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products
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