Compliance Disclosure Desk Associate

BREAK GROUND ON A REWARDING CAREER WITH US!

Sekisui House US is the American branch of Sekisui House, a global leader in homebuilding with more than 60 years of experience and over 2.7 million homes built worldwide. As the parent company to Richmond American Homes, we are committed to creating residences that reflect and adapt to the evolving needs of today's homebuyers.

At Richmond American Homes, we foster a culture built on professionalism, teamwork, wellness, and work-life balance. If you're a results-driven professional with a passion for success, we invite you to build your career with us. Guided by Sekisui House's legacy of innovation and love of humanity, we dedicate ourselves to one vision: making home the happiest place in the world.

Position Summary

We are seeking a qualified Disclosure Desk Associate to join our team. In this role you will ensure that TRID disclosures are prepared completely with accurate loan information and delivered within required timeframes.

This is a remote position, but candidates must reside in one of the following states: Colorado, Florida, California, Washington, Utah, Idaho, Nevada, Arizona, Maryland, Virginia, Tennessee, or Texas.

Responsibilities

Prepare and send the Loan Estimate and initial disclosure packages.
• Work with Loan Officers, Processors and other team members to review all fees and charges for accuracy; input fee data into Encompass to ensure correct figures are disclosed.
• Monitor and re-disclose Loan Estimates and Change of Circumstances within 3 days of the change(s) to avoid tolerance cures and closing delays; coordinate with Closing Department to send updated Closing Disclosures as necessary.
• Review and audit HMDA data for accuracy; reconcile and correct data as necessary.
• Troubleshoot compliance issues related to disclosures.
• Develop and maintain a thorough understanding of HomeAmerican's loan origination system, Encompass.
• Other duties as assigned.

Requirements

• Minimum 2 years of experience in a mortgage Disclosure Desk position or a similar role in mortgage compliance, closing, or related areas.

• Thorough knowledge of federal mortgage compliance regulations, including TRID and RESPA.

• Experience using Encompass loan origination software is preferred.

• Demonstrated ability to manage and prioritize multiple tasks in a fast-paced, deadline-driven environment.

• Comfortable working both independently with minimal supervision and collaboratively as part of a team.

• High attention to detail, with strong problem-solving abilities.

Benefits & Perks!

While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.

• Positive, collaborative team culture
• Competitive compensation structure
• Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
• Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
• Discounted pet insurance
• Home purchase discounts & more!

*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.

Compensation

• Base Salary: $50,000-60,000
• FLSA Status: Non-Exempt
• Bonus Type: Year End Discretionary

If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at www.richmondamerican.com for more information.

MDC Holdings, Inc. / Richmond American Homes is an Equal Opportunity Employer.