Risk Analyst I

Job Description

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day.When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day.

Are you ready to make your mark? Then you sound like a Worldpayer.

About the team

Our Atlanta team is a diverse and skilled team of professionals in a fast-paced global company. We play a crucial role in detecting and mitigating fraud risks, protecting our company and clients from financial losses. We are a collaborative team that works closely with other groups within the company to effectively secure payment processing.

***Please note that this is a hybrid environment role working at our Atlanta location. It is not a 100% remote or virtual position***

What you'll own

As a Fraud Prevention Analyst I you will be responsible for analyzing and investigating potential fraudulent activities to protect our company and clients from financial losses. You will play a critical role in identifying, preventing, and mitigating fraud risks to ensure the security and integrity of our company.

Key Responsibilities:

• Monitor Merchant Activity:
  Continuously review transactional data and merchant behaviors to detect signs of fraud, credit risk, or other prohibited activities.
• Analyze Risk Patterns:
  Utilize analytical tools and data sets to identify trends, anomalies, and emerging risks in the merchants business model and processing activity
• Investigate Alerts:
  Conduct thorough investigations and document findings.
• Risk Assessment:
  Evaluate merchants based on risk criteria, such as transaction volume, chargeback rates, and compliance with regulations.
• Reporting:
  Prepare detailed investigation summarizing risk findings and recommended actions for internal teams and management.
• Collaboration:
  Work closely with Compliance, Fraud, and Underwriting teams to ensure a holistic approach to risk management.
• Policy Adherence:
  Ensure all monitoring activities comply with internal policies, industry standards, and regulatory requirements.
• Continuous Improvement:
  Recommend enhancements to monitoring processes, tools, and methodologies based on observed trends and feedback.

What you bring:

• In-depth knowledge of the fraud discipline, its principles, processes, procedures and trends of fraud and fraud prevention
• Broad understanding of active initiatives and function of assigned work team, department and company overall
• Experience with fraud investigations (credit card processing industry preferred/financial)
• Demonstrated analytical, organizational, interpersonal, team-building, problem-solving, decision-making, conflict resolution and negotiation skills
• Experience with leading team discussion and being the main point of contact for groups.
• Ability to manage multiple tasks, maintain confidentiality and work both independently and in a team environment

What makes a Worldpayer

What makes a Worldpayer? It's simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. We're dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we're determined, always staying open - winning and failing as one.

Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career.

#LI-BJ1

#IND2025

Privacy Statement

Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice.

EEOC Statement

Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.

If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.

Sourcing Model

Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.