Credit Analyst I - Portfolio Risk Management

Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.

About United Business Bank

We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.

About the Position...

TheCredit Analyst I - Portfolio Risk Management (CA I - PRM) is an "onsite" position and does not have remote opportunities.

The Credit Analyst I - Portfolio Risk Management (CA I - PRM) is responsible for building working relationships that reflect respect, integrity, and excellence while working closely with, and under general supervision, the Sr. Underwriter - Sr. Team Lead and Director of Portfolio Risk Management to perform duties that support the Bank's Portfolio Risk Management team's function. Courteously and professionally, the CA I - PRM is responsible for monitoring the Portfolio Risk email inbox and completing requests that are not limited to financial analysis for annual reviews, covenant monitoring, and financial spreading. The CA I - PRM collaborates with the Client Relationship Managers and Portfolio Managers to complete annual reviews, covenant certifications and financial spreading requests and to obtain required information to complete requests. The CA I - PRM prepares the Management Loan Committee (MLC) and Directors Loan Committee (DLC) package in coordination with the Chief Credit Officer.The CA I - PRM demonstrates strong teamwork and adaptability to support their function and to assist the Sr. Underwriter - Sr. Team Lead and the Director of Portfolio Risk Management with other duties as assigned. All duties are performed accurately, timely, and efficiently, and according to Bank policies, procedures, and regulatory guidelines.

About You...

You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:

Education & Certification(s) Required:

• High school graduate or equivalent.
• Bachelor's Degree in Math, Business or related field, preferred.

Knowledge Required:

• Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.

Experience Required:

• Minimum of 1 year banking experience is preferred.

Skills & Abilities Required:

• Good oral and written communication abilities.
• Strong math skills.
• Strong interpersonal skills.
• Strong business development skills.
• Ability to identify, analyze and handle credit requests.
• Good organizational skills.
• Good personal computer skills, ability to use Word and Excel.
• Professional appearance, dress and attitude.
• Ability to operate standard office equipment including computer, adding machine, copy machine, fax machine, and telephone.

Location: Onsite

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.