BSA/AML/CFT Investigator

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

PAY RANGE

BENEFITS - because people helping peoplestarts with supporting you

• 401(k) Company Match (up to 3%)

• 4% annual contribution to your 401(k) by BECU

• Medical, Dental and Vision (family contributions as well)

• PTO Program + Exchange Program

• Tuition Reimbursement Program

• BECU Cares volunteer time off + donation match

As a BSA/AML/CFT Investigator, you'll play a critical role in protecting BECU and its members from financial crimes. Your expertise will help ensure compliance with key regulations like the USA Patriot Act, Customer Identification Program, and OFAC. You'll dive deep into investigations, uncover suspicious activity, and recommend solutions that safeguard our members and strengthen trust. This is your opportunity to make a meaningful impact by turning complex challenges into actionable insights that keep our credit union secure and resilient.

• Monitor & Analyze Transactions: Review member activities to ensure they align with policies and regulations, identifying anything that looks out of place.

• Investigate & Report: Conduct thorough investigations into potential suspicious activity and prepare detailed reports for SAR filings within required deadlines.

• Gather Evidence: Collect and organize supporting documentation-such as account statements, checks, and deposits-to substantiate your findings.

• Support Risk Management: Partner with the Due Diligence team to identify high-risk members, products, and services, and implement monitoring controls to mitigate money laundering risks.

• Guide & Educate: Provide clear guidance to business units on their responsibilities under BSA and the USA Patriot Act, helping them stay compliant.

• Audit Emerging Risks: Stay ahead of industry trends by assessing new business types and recommending controls to address evolving threats.

• Advise Leadership: Keep program leaders informed about changes in member behavior that could indicate money laundering or terrorist financing.

• Ensure Compliance: Implement new procedures promptly when laws or regulations change, maintaining strong due diligence programs.

• Collaborate with Law Enforcement: Respond to inquiries related to SAR filings or general BSA requests, ensuring timely and accurate support.

• Adapt & Contribute: Take on additional duties as needed, always with a focus on protecting our members and strengthening compliance.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

• Purpose-Driven Work: You'll help protect members and the financial system from fraud and crime.
• Professional Growth: Opportunities for certifications, advanced training, and career development.
• Collaborative Culture: Work alongside experts who value your ideas and contributions.
• Impact & Recognition: Your work directly influences BECU's security and compliance success.
• Innovation Opportunities: Be part of a team that embraces new technologies and strategies to stay ahead of risks.

Minimum Qualifications:

• Bachelor's degree in a related field or equivalent work/educational experience.
• Typically 5 years of BSA/AML, bank audit, compliance, or banking operations experience.
• Typically 3 years of experience in financial crime investigations.
• CAMS Certification (Certified Anti-Money Laundering Specialist), ACFCS Certification, or continuing education toward certification.
• Solid understanding of BSA/AML/CFT/OFAC regulations and practical application.
• Organizational, analytical, and investigative skills.
• Ability to solve complex problems and identify broad solutions.
• Skills in interviewing, interrogation, leadership, and negotiation.
• Full-time availability with flexibility for additional hours as needed.

Desired Qualifications:

• Formal training in interviewing and interrogation techniques.
• Previous experience or training in criminal investigations.

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don't just fill a role, but fuel the growth and success of BECU? This is more than a job - it's a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let's achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.