New

Corporate Financial Risk Analyst I

Guaranty Bank & Trust

life insurance, paid time off, paid holidays, 401(k)

United States, Montana, Kalispell

Dec 20, 2025

About The Role

Summary

The Financial Risk Analyst I leverages quantitative expertise, financial acumen, and data governance skills to support key risk management functions across both Enterprise Risk Management (ERM) and Model Risk Management (MRM) and will report to the Financial Risk Manager. The position plays a role in enterprise-wide risk oversight by integrating data-driven insights, managing risk thresholds, and advising senior leadership on risk posture, emerging risks, and macroeconomic trends.

The individual in this role serves as the primary preparer and analyst of the Bank's quarterly Risk Appetite Statement, Peer Bank Performance Reports, Department KRI/KPI Reports, Economic Indicator Report, and other critical risk analytics, driving strategic decision-making. This position also provides briefings and risk analyses to executive leadership, the Board, and risk oversight committees. The position also supports the associated governance and frameworks of the Bank's enterprise risk reporting.

The Financial Risk Analyst I will also be called to help with testing and documenting tools classified as non-models and help develop challenger models for model validations. A successful candidate will be driven by curiosity to explore and analyze various business lines and functions throughout the bank.

This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $59,461.97 + / per year (calculated for Kalispell, MT).

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY: Range $64,767.56 to $97,151.34 per year

Description

Conduct and/or facilitate comprehensive model validations and reviews according to guidelines based on SR 11-7 and FDIC-22-2017 to include an assessment of model usage, documentation, conceptual soundness, data integrity, control environment, and the software environment. Presents results and deliverables through formal reports and verbal presentations to model owners and senior management. Support the development, enhancement, and governance of the Bank's suite of Enterprise Risk Management Reports, including the Board's Risk Appetite Statement. Provide Executive and Board-level briefings and provide effective challenge to all levels of leadership to improve bank performance and limit bank risk.
Provides effective challenge and second line of defense oversight over various business lines to ensure proper risk mitigation of activities under taken by the first line of defense.
Supports model risk management efforts by supporting efforts to identify, monitor, and test non-models. In addition, support will be provided to the model risk program by performing data testing or helping develop challenger models.
Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

About You

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Required/Preferred	Education Level	Description
Required	Bachelor's Degree	Bachelor's Degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Engineering, or other quantitative disciplines.

Experience

Required/Preferred	Experience Level	Description
Required	1 year	Experience in financial services, such as banking, finance, insurance, or a related quantitative field.
Required	Knowledge Of	Statistical tools R, SAS, and advanced Excel.
Required	Knowledge Of	Analytical/quantitative skills (ability to handle, analyze, interpret, and utilize data to solve complex problems).
Required	Advanced Experience	MS Excel, PowerPoint, Word, and ability to create attractive and useful dashboard reports.
Preferred	Beginner Experience	Query/database and business intelligence tools such as Cognos, Tableau, Power BI, SQL, and data governance fundamentals.
Preferred	Beginner Experience	Model development or validation experience is preferred.
Preferred	Knowledge Of	Artificial Intelligence training is preferred.

Would an equivalent combination of relevant education and work experience be considered?: Yes

License/Certification

Required/Preferred

License/Certification

Description

Required Skills and Abilities

A practical knowledge of statistical, quantitative, and data analysis tools and techniques used in risk management.
Strong analytical skills and business orientation with proven ability to use data and analytics to drive business results and identify and quantify levels of risk.
Ability to read, interpret, and comprehend laws and regulations with the ability to summarize key points succinctly to audiences and ensure compliance.
Excellent technical writing and oral communication skills with particular emphasis on being able to articulate complex topics in a manner digestible to a wide audience.
Demonstrated self-starter with ability to take ownership and accountability of assignments and who can work independently with minimal supervision at times.
Ability to manage multiple projects at once and meet varying deadlines; adaptability to frequent changing demands.
Passion for continuous growth, learning, and improvement as well as embracing opportunities to lead initiatives.
Ability to effectively challenge model assumptions and results to senior management.
Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to: complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.

Additional Requirements

Travel

Up to 10% travel required: (e.g. 2 days/month) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities. Travel will be necessary to conduct the duties of this job, and the employee must have the ability to drive and have proper licensing.

Working Conditions

Environment: Indoors, a climate-controlled shared work area.

Noise Level: Moderate noise; not extreme or excessive; within reasonable limits.

Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Vision

Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

Physical Activities	Frequency
Balancing: Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces.	Infrequent - rare.
Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms.	Infrequent - rare.
Crawling: Moving about on hands and knees or hands and feet.	Infrequent - rare.
Crouching: Bending the body downward and forward by bending leg and spine.	Infrequent - rare.
Feeling: Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips.	Infrequent - rare.
Fingering: Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling.	Daily.
Grasping: Applying pressure to an object with the fingers and palm.	Infrequent - rare.
Kneeling: Bending legs at knee to come to a rest on knee or knees.	Infrequent - rare.
Lifting: Raising objects from a lower to a higher position or moving objects horizontally from position to position.	Infrequent - rare.
Pushing: Using upper extremities to press against something with steady force in order to thrust forward, downward or outward.	Infrequent - rare.
Pulling: Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.	Infrequent - rare.
Repetitive Motion: Making substantial movements (motions) of the wrists, hands, and/or fingers.	Daily.
Stooping: Bending body downward and forward by bending spine at the waist.	Infrequent - rare.

What We Offer

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.