Commercial Lender II

Altabank, Division of Glacier Bank, is looking for a Full-time SBA Loan Officer for our American Fork branch.

Summary

In partnership with division wide business banking relationship managers, the SBA Loan Officer will work to grow the SBA 7a and Express loan and line portfolio in the division. Will work with the business banking relationship manager to build relationships with customers and prospects that would have a need for these SBA products. Will work with the referring RM by calling on the customer or prospect and underwriting and structuring the credit with the assistance of the SBA department to ensure that all SBA guidelines are met. The SBA loan officer would be the true ambassador of the SBA 7a and Express loans and lines and how best to sell these products to our customers and prospects. Ensures honest, open communication is occurring in their loan team, branch, and departments of the bank they interact with. Fosters an atmosphere of professionalism, trust, teamwork, and caring.

DUTIES AND RESPONSIBILITIES:

• Responsible for growing the SBA 7a & Express loan portfolio in the division
• Subject matter expert, RM role in nCino, structure and underwrite credit memo (PM role) on all SBA Express and 7a requests in the division.
• This role would be the division ambassador of SBA Express and 7a lending and how best to sell these products to the entire division.
• Responsible for pre-flight and structuring of all SBA Express and 7a loan requests working with the referring RM and the SBA department.
• Fully process each SBA express and 7a line or loan from customer application to close with the support of the referring RM. All requests will be reviewed and approved by Senior Credit Risk Officer. SBA/USDA Department Manager will review request for SBA eligibility and will be supported by SBA Loan Closer.
• SBALO will be expected to go on in person (Teams or phone) calls with RM's in the division to understand the deal and be the SME for the opportunity.
• Will work with the SBA department to ensure all loans meet SBA guidelines and are fully SBA eligible.
• Will work closely with SBA Senior Credit Risk Officer to ensure that all underwriting requirements are being met on each CM. Including the traditional review by for SBA Department for eligibility.
• Will work with SBA loan assistant to ensure all loans are processed and booked to meet SBA eligibility.
• Will work with Region Presidents to ensure that RM SBA needs are being met and that the SBA loan process is fully understood with the support of his or her Region President.
• Will work with the marketing department for self-sourcing opportunities of SBA Express and 7a. Helping to produce list of prospects that could have need for SBA Express and 7a lines and loans.
• Adhere to Altabank Core Values.
• Keeps management appropriately informed of area activities and of any significant problems.
• Participate in Community Service and Bank sponsored activities that serve and support the mission and values of the Altabank.
• Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel).
• Represent Altabank in a professional manner which includes a professional image, confidentiality, a positive "can-do" attitude, good attendance, punctuality, flexibility, team work, and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Attends and participates in meetings as required.
• Regular and predictable attendance in order to accomplish, among other things, in-person contact with customers.
• Duties can change.

#LI-JB1

QUALIFICATIONS:

• Two to five years of similar or related experience.

• A college degree or equivalent combination of education and experience.

KNOWLEDGE, SKILL, ABILITY:

• Must have knowledge of SBA 7a and Express bank products, lending law and compliance requirements
• Must have experience analyzing financial statements and other pertinent data for assessing risk.
• Good computer skills and communication skills.
• Must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
• Must be capable of regular, reliable, and timely attendance.
• Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem-solving skills.

WORK ENVIRONMENT: Sitting For extended period of time.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sitting most of the time. Exerts up to 10 lbs. of force occasionally.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.