Senior Underwriter - LEAN CERTIFIED

Location:

About the Job

Perform due diligence and management activities for proposed healthcare, market rate multifamily and affordable multifamily FHA-insured loans.

ESSENTIAL JOB FUNCTIONS

• Provide exceptional customer service to all clients. Pursue and develop internal and external relationships to facilitate well underwritten and risk-adverse real estate transactions that support the line of business strategy.
• Mentor, inspire and motivate teammates. Set a good example. Act professionally. Be a role model. Encourage mutual support and respect.
• Be able to thrive in a dynamic and fast-paced work environment, whether located in an underwriting office or part of a nationwide virtual office.
• Actively contribute your unique talents, ideas and market intelligence in support of KeyBank's mission and complement the strengths of your teammates to achieve the KeyBank's goals.
• Ability to effectively communicate verbally or in written form. Be a good listener. Promote frequent, informal and direct communication with teammates, clients, HUD and others.
• Be self-confident, self-motivated and require minimal direct supervision. Drive transactions to successful conclusions that meet client expectations.
• Make meaningful contributions to other platforms in the Commercial Mortgage Group (CMG) when requested or needed to ensure that CMG meets it goals.
• Demonstrate proficiency and full engagement with all FHA-insured healthcare, market rate multifamily and affordable multifamily programs. Provide programmatic and underwriting expertise when necessary.
• Process, analyze and underwrite FHA-insured loans in a timely manner. Consistently follow established policy and procedures for underwriting real estate transactions to ensure an efficient, professional and risk-adverse process and product.
• Manage deal teams that process, analyze and underwrite FHA-insured loans. Utilize all available resources to meet team demands and client expectations.
• Collaborate with origination, underwriting, closing and loan servicing staff to ensure the department complies with HUD policy, procedure and guidance.
• Work efficiently with management by professionally completing all duties as assigned and immediately elevate issues as needed.
• Complete all compliance requirements related to each transaction to minimize risk.

• Support mortgage bankers and management in the origination of FHA-insured loans to facilitate new business.
• Conduct training for staff as required. Recognize, promote and provide training opportunities for staff and self.
• Recruit and onboard new staff.
• Be active in trade organizations and be an exceptional representative of KeyBank at conferences, training and other events.

• Must demonstrate sound understanding of the fundamentals of analyzing commercial real estate transactions.
• FHA Lean underwriting designation.
• Bachelor's degree.
• Minimum of ten years of experience in commercial real estate origination, analysis and/or underwriting.
• Minimum of five years of experience in underwriting FHA-insured loans, with an emphasis on healthcare loans.
• Must be proficient in the Microsoft and Adobe products.
• Excellent verbal and written communication skills.

PREFERRED QUALIFICATIONS

• FHA MAP underwriter and/or other professional designation.
• Graduate level degree or coursework.
• Degree in real estate, finance and/or economics.
• Previous management experience.

COMPETENCIES/SKILLS

• Demonstrates good organizational and time management skills.
• Demonstrates initiative and good leadership qualities.
• Works well in a team-oriented environmental.
• Handles conflict without a confrontational attitude.

EQUIPMENT USED/PHYSICAL REQUIREMENTS

• PC-based software such as Word, Excel, Outlook and Adobe Acrobat.
• Financial calculator and Excel-based financial analysis models.

TRAINING REQUIRED

• Must complete KeyBank compliance training within the required timelines.
• Must attend training to maintain Lean and MAP Certifications.
• Must become familiar with KeyBank's processes and procedures for underwriting/processing.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.